Steward AI Terms of Service

Last Updated: June 6, 2026

Article 1 (Purpose)

These Terms govern the conditions and procedures for using the Steward AI service ("Service") provided by Lion and the Lab ("Company").

Article 2 (Service Description)

The Service is a native iOS and Android mobile app available on the App Store and Google Play, providing:

• 1:1 Personal AI investment assistant with a 3D Steward companion (voice & text)
• Investment Principles Sentinel (25% single-name cap, 24-hour impulse cooldown, 4-Pillar quality threshold, 3-stage tranche entry)
• Voice Trade Journal with real-time thesis reflection
• Weekly Family Office-level Portfolio Partner Report
• AI stock & ETF analysis, portfolio tools, and strategy backtests (reference only)

Article 3 (Accounts)

• Users may log in using email, Google, or Apple accounts.
• Users may delete their account at any time through the in-app settings. Upon deletion, all data will be permanently removed.

Article 4 (Investment Disclaimer)

• Company analysis, investment opinions, target prices, and other information provided by the Service are reference information automatically generated by AI.
• Information provided by the Service does not constitute investment advice. Users are solely responsible for their investment decisions.
• The Company assumes no liability for investment losses resulting from the use of the Service.

Article 5 (User Obligations)

• Users must not use the Service for illegal or inappropriate purposes.
• Users must not reproduce, distribute, or commercially exploit analysis data provided by the Service without authorization.
• Users must not abuse the AI analysis features or intentionally disrupt the system.

Article 6 (Intellectual Property)

• Intellectual property rights for the Service's UI, design, software, and AI models belong to the Company.
• AI-generated analysis reports may only be used for personal reference purposes.

Article 7 (Disclaimer)

• The Company is not liable for service unavailability caused by network failures or disruptions to external services (AI services, market data providers, etc.).
• The accuracy, completeness, or timeliness of AI analysis is not guaranteed.
• The Company is not liable for damages caused by delays or errors in market data.

Article 8 (Service Changes and Suspension)

• The Company may modify the Service or suspend it temporarily or permanently.
• Users will be notified in advance of any changes or suspension through in-app announcements.

Article 9 (Amendment of Terms)

The Company may amend these Terms and will notify users through in-app announcements. If a user does not agree to the amended Terms, they may discontinue use of the Service and delete their account.

Subscription Terms

Available Products

Alongside a free plan, the Steward app offers the following paid products:

Actual amount charged follows the localized price shown on Google Play / App Store. A 7-day free trial and a time-limited launch coupon (50% off the first month) may be available.

Auto-Renewal Policy

• The Steward Pro subscription renews automatically.
• It auto-renews at the same price unless auto-renew is turned off at least 24 hours before the end of the current period.
• Payment is charged to your Google Play or Apple ID account.
• Subscription is optional — manage or cancel anytime on the App Store / Google Play.

Manage / Cancel Subscription

Android (Google Play)

1. Open Google Play app → tap profile icon
2. Payments & subscriptions → Subscriptions
3. Select "Steward" → tap "Cancel subscription"

iOS (App Store)

1. Settings → tap your name (Apple ID)
2. Subscriptions
3. Select "Steward" → tap "Cancel Subscription"

After cancellation, you may continue to use the service until the end of the current billing period.

Refund Policy

Subscription refunds are processed under each store's refund policy:

• Google Play: https://support.google.com/googleplay/answer/2479637
• App Store: https://support.apple.com/HT204084

For additional inquiries: contact@lionandthelab.com

Contact: contact@lionandthelab.com